Investment Options

The core investment options used for client portfolios are asset classes and segments based on well known indexes. The options are either exchange traded funds ("ETFs") or open-end mutual funds.

Portfolios may also include mutual funds or other securities which clients have previously acquired and wish to retain for tax or other considerations. These may be held as a formal part of the investment advisory portfolio or just taken into account when establishing the asset allocation.

Clients are provided with a specific list of funds and securities along with other information about them before any investments are made. 

Client relationships may include an investment advisory relationship, a brokerage relationship or both.  Investment activities are conducted only in accordance with written and signed agreements.